We have been in the accounts receivable factoring business since 1979, are independently owned, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's ups and downs and having had these experiences, can lend a helping hand to get you through any challenging times you might suffer. We won't collapse when the times get challenging, as a few accounts receivable factoring companies sadly have in the past.

All factoring companies have benchmarks for size, industry, and risk. It's not practical for you to know which accounts receivable factoring firm is a suitable fit for you. By contacting us, we'll answer any burning questions you may have and help you find the best fit for your company - it could be us or another accounts receivable factoring company.

We have an enormous A-list of accounts receivable factoring industry colleagues, these trusted relationships were earned over 20+ years in the business. So, when you take some time to explain your needs to us, you'll quickly learn that we can help you find precisely what you need.

Many accounts receivable factoring firms let you pick and choose your customers to factor. But a few of them usually have a minimum amount prior to working with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is a bit like having a credit card in your pocket. You have it to use when you require it but don’t sign an agreement which will make you use accounts receivable factoring when you don't require it.

Many accounts receivable factoring firms are deliberately confusing. It defies common sense why they do this. Be rest assured, We do not behave this way.  We are totally transparent about our fees. When you apply, you are provided a straightforward, no obligation rate proposal with the fee for your business. It is going to be tough finding another factoring company, if any, that will be totally transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our typical advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some invoice factoring firms are financed by Wall Sreet bankers. We are an independently owned company and don't take orders from investors and boards. Much like you, we are like-minded business people who have actually experienced what it takes to run a business. We hear your story, go over your struggles. Based on that information we will put together a custom-made solution for you. Many invoice factoring firms particularly the Silicon Valley Fintech ones almost completely gamble on an algorithm to establish your company's funding program. Who do you want to rely on as a cash flow partner to fund your business?

Many accounts receivable factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you are provided with a dedicated account administrator to be your point of contact – who really knows your business really well, and can assist you in ways the others just can't or don't want to be troubled.

Don't neglect the fact that the accounts receivable factoring firm will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is second to none. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. In addition, we watch each invoice and follow them much the same as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if needed until payment is made.

Our business credit monitoring systems allow us to spot early negative trends so that we can protect you from iffy transactions. You have quick access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection concerns in order to get them fixed right away.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Stay ahead of negative payment trends. This is essential to run your business profitably.

We make sure to incorporate the latest technology to accelerate the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to better rates for you. Many other companies are not even in the ballpark.